Kay Johnson

NMLS # 1647924

206-451-4024

kay@blgloans.com

Kay Johnson Loan Officer

Blog

Does My Credit Score Affect How Much I Pay in Private Mortgage Insurance?

Does My Credit Score Affect How Much I Pay in Private Mortgage Insurance?

Your credit score has a huge impact on the homebuying process. You probably already know that it will be a big factor in determining if you qualify for a mortgage loan and what type of interest rate you will be offered. However, you may not be aware that

Oct 06, 2022 | Credit

What Tax Deductions are Available to Homeowners?

What Tax Deductions are Available to Homeowners?

If you are interested in becoming a homeowner, you may want to know how buying a home will affect your annual taxes. There used to be a lot of talk about homeownership tax deductions, so will your taxes go down after buying a house? Here’s the scoop: Afte

Oct 04, 2022 | Purchasing a Home

Weekly Rate Update for September 30, 2022

Weekly Rate Update for September 30, 2022

Here are the weekly rates for September 30, 2022: 30 Year Fixed Conforming: 6.375% (6.482% APR) 15 Year Fixed Conforming: 5.750% (5.912% APR) 7/6 Jumbo ARM: 6.250% (5.391% APR) 30 Year Fixed Jumbo: 6.000% (6.147% APR) For the rate sheet PDF, click h

Sep 30, 2022 | Interest Rates Fixed Rate Mortgages Adjustable Rate Mortgages Jumbo Loans Mortgages

Should I Buy a Home Now or Continue Renting?

Should I Buy a Home Now or Continue Renting?

On your path to homeownership, you may be unsure when it makes the most financial sense to take the plunge. Monthly mortgage payments can sometimes be more expensive than rent prices, and there are additional costs associated with owning a home. While tha

Sep 29, 2022 | Purchasing a Home

An Excellent Credit Score can Save you Big Money

An Excellent Credit Score can Save you Big Money

As interest rates on long-term mortgages continue to rise, buying a home at today’s record-high prices can be a challenge. However, a recent study from Zillow found that there is one thing home buyers can do to save themselves big time when it comes to mo

Sep 27, 2022 | Credit

Weekly Rate Update for September 23, 2022

Weekly Rate Update for September 23, 2022

Here are the weekly rates as of September 23, 2022: 30 Year Fixed Conforming: 6.375% (6.470% APR) 15 Year Fixed Conforming: 5.750% (5.926% APR) 7/6 Jumbo ARM: 6.000% (5.289% APR) 30 Year Fixed Jumbo: 5.875% (6.021% APR) For the rate sheet PDF, click

Sep 24, 2022 | Interest Rates Fixed Rate Mortgages Adjustable Rate Mortgages Jumbo Loans Mortgages

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