Matt Culp

NMLS # 71778

206-842-7176

matt@blgloans.com

Matt Culp

Blog

Can I Build a House with a VA Loan?

Can I Build a House with a VA Loan?

If you are an active-duty or retired service member, you are likely familiar with the many benefits of buying a home with a VA loan. The Department of Veterans Affairs guarantees mortgage loans that have some of the best rates and terms on the market. But

Jan 12, 2023 | VA Loans

Choosing the Best Type of Refinance Loan

Choosing the Best Type of Refinance Loan

If you are ready to refinance your current loan, there are actually several types to choose from. The right one for you will depend on your purpose for getting a new loan and your eligibility for specialty programs. Here are the most common types and how

Jan 10, 2023 | Refinancing a Home

Weekly Rate Update for January 6, 2023

Weekly Rate Update for January 6, 2023

Here are the weekly rates as of January 6, 2023:   30 Year Fixed Conforming: 5.990% (6.080% APR) 15 Year Fixed Conforming: 5.375% (5.511% APR) 30 Year Fixed Jumbo: 6.125% (6.194% APR) 15 Year Fixed Jumbo: 5.625% (5.841% APR) For the rate sheet PDF,

Jan 09, 2023 | Interest Rates Fixed Rate Mortgages Mortgage Jumbo Loans Conventional Loans

What is a Debt-To-Income Ratio and Why Does it Matter?

What is a Debt-To-Income Ratio and Why Does it Matter?

When you are ready to buy a home, you may hear your mortgage lender start talking about your debt-to-income ratio, or DTI.  While you may not have heard that term before, it is actually a very important number when it comes to figuring out if you can qual

Jan 05, 2023 | Credit

Home Buying in 2023 – What to Expect

Home Buying in 2023 – What to Expect

The past several years of housing boom, spurred on by the lowest mortgage rates in history and record-setting home demand, have likely seen their end. As U.S. inflation reached uncomfortable levels of inflation by early-2022, potential buyers started pull

Jan 03, 2023 | Purchasing a Home

Happy New Year 2023

Happy New Year 2023

It's a new day and a New Year and we want to wish you a Happy New Year! To all of our clients, partners, family and friends - you helped make 2022 a great year for us and we want to thank you for sharing your time and trust with us this past year. Whateve

Jan 01, 2023 |

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